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Applying the 90/10 Rule for Your Living Choices

Discover how the 90/10 Rule can help you make informed decisions about where to live by prioritizing factors that truly impact your happiness and satisfaction.

Applying the 90/10 Rule for Your Living Choices

When contemplating a move, whether locally or across the nation, various factors come into play regarding your living situation.

To effectively prioritize these factors, consider utilizing the "90/10 Rule."

This principle suggests that your living decision should focus on elements that significantly influence 90% of your life.

Here, the numbers "90" and "10" represent the majority and minority of life experiences, respectively, rather than literal values.

While this might seem like common sense, many individuals often base their relocation choices on aspects that appear significant at first glance but ultimately have little effect on their overall happiness. By overlooking the elements that truly matter, they may find themselves dissatisfied with their choice.

Let's explore a few scenarios to illustrate this concept.

Example #1: A family decides to move to the suburbs for a larger home with a guest room. However, this decision results in the father facing a longer commute. The guest room, used infrequently, does not enhance their happiness as much as the stress and time lost due to the commute.

Example #2: A man accepts a demanding job he does not enjoy to be close to his extended family. Although he sees them once a month, the daily stress from work takes a toll on his well-being.

Example #3: A couple relocates from the Midwest to the Mountain West to be near the Rockies. They find that despite being closer, they don't visit the mountains more often, and the increased cost of living negatively impacts their finances, reducing their overall quality of life.

When considering a move, the allure of certain appealing factors--like a vibrant downtown or a spacious yard--can overshadow practical considerations.

In reality, especially for families, a significant portion of daily life revolves around commuting, work, school activities, home life, and errands. The quality of employment, educational opportunities for children, the livability of the home, and the affordability of daily expenses are crucial for overall happiness. Focusing on these aspects can enhance daily satisfaction and provide the resources needed to enjoy the remaining 10% of life--such as dining out, hosting gatherings, and traveling.

Of course, personal preferences play a role. Some individuals may appreciate long commutes, while others find that family connections outweigh job satisfaction. Proximity to nature might lead to more frequent visits, even if the increase is modest.

Ultimately, identifying the factors that will most significantly affect your happiness is essential, recognizing that they may not always align with initial perceptions.


This article is part of our initiative to revisit timeless content, offering our newer readers insights from our extensive archives. Originally published in February 2023, it remains relevant today.


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